Legal and Advice Warning

Legal Notice (CAR)

Neither GWM Adviser Services Limited trading as Garvan Financial Planning (Garvan), an Australian Financial Services Licensee, nor its authorised representatives Darrin Smith and Astute Financial Planning Pty Ltd ATF the Monticarlo Trust Trading as Barker-Smith Financial Planning warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use. GWM Adviser Services Limited is a wholly owned subsidiary of National Australia Bank Limited.

General Advice Warning

In preparing the advice on this website Barker-Smith Financial Planning has not considered your personal circumstances, so you can’t assume it will be suitable for you. Please seek personal financial advice prior to acting on this information.

Astute Financial Planning Pty Ltd ATF the Monticarlo Trust Trading as Barker-Smith Financial Planning  and Darrin Smith are Authorised Representatives of GWM Adviser Services Limited trading as Garvan Financial Planning (Garvan), a member of the National Australia group of companies.